Ventana · Massachusetts
Heat pump prices, out in the open.
Real installed prices — equipment, labor, electrical — with the Mass Save rebate and 0% financing already in the math.
TCL cold-climate systems from $6,300 installed · about $52/month.
The math, in the open
Pick your zones. Watch the number.
A zone is one indoor head — one room or open area with its own remote. Most three-bedroom houses land between three and five zones; the visit settles it exactly.
Zones
Three-zone system · whole-home rebate · 0% over 7 years
—/month
- Installed price
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- Mass Save rebate (est.)
- —
- Your cost
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- Financed at 0%
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- Due at install — the loan caps at $25,000
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Ballpark for a typical home that size on that fuel — not a promise about yours.
Your income may put you in Mass Save's enhanced tier — up to $16,000 in rebates, sometimes a no-cost install. That could cover most or all of this system. Eligibility depends on household size; one phone call checks it.
Estimates, sized at roughly ¾ ton per zone. Your exact rebate is set by the final system design and Mass Save's rules — we put the real figure in writing before you sign anything.
Your next 20 years
What your fuel spending adds up to, next to the one-time cost of the system.* General numbers for a typical home, not a quote.
Staying on oil — — over 20 yrsThe system
*The chart compares fuel spending with what you pay for the system — the one-time cost after the estimated rebate, or the 0% payments as they fall due if financing is selected. The heat pump's electricity isn't charted; the monthly figure above includes it.
Income-eligible households can qualify for enhanced rebates up to $16,000 — sometimes a no-cost install. If that might be you, call us before you do anything else.
The equipment
TCL cold-climate systems
Built by one of the world's biggest electronics makers. Priced like it.
Before you decide
What comes with that number
Any installer can quote you a machine. What you're actually buying is everything wrapped around it.
| What's included | Ventana + TCL | The typical quote |
|---|---|---|
| Prices published before the visit | ✓ | ✕ |
| 10-year parts & compressor warranty | ✓ | ✕ |
| Mass Save rebate paperwork filed for you | ✓ | ✕ |
| 0% HEAT Loan set up, start to finish | ✓ | ✕ |
| Room-by-room load calculation | ✓ | ✕ |
| Permits pulled and handled | ✓ | ✕ |
“Typical quote” means the quotes homeowners show us — always compare yours in writing.
The paperwork, handled
How the Mass Save money actually works
Free Home Energy Assessment
Mass Save's required first step for both the rebate and the 0% loan — a no-cost visit from the program, and we'll help you book it.
Load calculation and a fixed quote
We measure your house and size the system properly. The price comes off this page — you've already seen it.
Rebate paperwork, filed for you
Installs run with our Mass Save Heat Pump Installer Network partner using certified cold-climate equipment, so your rebate eligibility is protected. We file; the check comes to you.
0% financing through Mass Save's lenders
The HEAT Loan — up to $25,000 at 0% for up to 7 years, through a participating lender, no prepayment penalty. Your money stays in your pocket while the system pays you back.
Straight answers
Questions we get every week
Do heat pumps actually heat in a Massachusetts winter?
Modern cold-climate units are built for exactly this. The TCL systems we install are rated to keep producing heat at −22°F — colder than most Massachusetts winters ever get. The number that matters is heating capacity at 5°F; it’s published for every model, and it’s what we size against with a room-by-room load calculation.
What counts as a “zone”?
One indoor head — a room or open area with its own remote and its own temperature. Most three-bedroom houses land between three and five zones; the visit settles it exactly.
What warranty comes with it?
The TCL systems we install carry a manufacturer warranty of up to 10 years on parts and compressor with product registration, and the exact terms go into your written quote — no fine-print surprise.
How does the Mass Save rebate actually reach me?
Your install runs with our Mass Save Heat Pump Installer Network partner using ENERGY STAR cold-climate certified equipment — that combination is what keeps you rebate-eligible. We file the paperwork; the check comes to you. Whole-home rebates ($2,650/ton) require adequate weatherization first; partial-home rebates ($1,125/ton) need an integrated control; both cap at $8,500. Applications for 2026 installs are due February 28, 2027.
How does the 0% HEAT Loan work?
Mass Save finances the work at 0% interest — up to $25,000 over as long as 7 years, through participating lenders, with no prepayment penalty. The required first step is a no-cost Home Energy Assessment, which we help you book. It’s subject to credit approval, and to be plain about it: we’re an HVAC company, not a lender.
What if my income is on the lower side?
Mass Save’s income-eligible tier is a different animal: enhanced rebates up to $16,000, and sometimes a no-cost install through their turnkey program. Eligibility depends on household size and income documentation — one phone call and we’ll check which tier you’re in before you spend anything.
Ducted or ductless — which is my house?
If your house already has ducts from a furnace or central AC, a ducted heat pump can use them — nothing on the walls, heat and cooling through the vents you already own. No ducts? Ductless heads skip the sheet metal and give each room its own control. Old ductwork sometimes needs sealing or resizing first; that’s part of the load calculation, not a surprise later.
What can change the price?
A few site conditions genuinely add work: refrigerant line runs well beyond standard length, an electrical panel with no room left, condensate pumps where a drain can’t fall on its own, and any weatherization Mass Save requires before paying a whole-home rebate (the 0% loan covers that too). All of it gets measured on the visit and written into the quote before you sign — the number you agree to is the number you pay.
The fine print, in plain English
Prices are our current TCL price book: complete installed systems — equipment, materials, labor, and electrical. Sales tax, where it applies, is extra. Rebate and payment figures are the 2026 Mass Save program and estimate roughly ¾ ton per zone; your exact numbers come from the final system design. Verify any program detail at masssave.com.
masssave.com (opens in a new tab)
Still thinking?
Leave your name and number and we'll call you — one conversation, no pressure, and we'll tell you honestly if a heat pump is the wrong fit for your house.